Est. 2023

The Internet Capital Market for Insurance Risk

Re Xyz brings reinsurance on-chain — making the $700B global reinsurance market visible, accessible, and investable for the first time. We are building the financial infrastructure that connects institutional insurance risk with on-chain capital.

$700B+
Global Reinsurance Market
$175M+
Protocol TVL (reUSD)
5+
Blockchain Networks
12.0%
Max APY (reUSDe)

Our Mission

Re Xyz was founded on a simple but powerful conviction: the global reinsurance market is one of the most important financial systems in the world, yet it remains almost entirely invisible to the average investor.

Reinsurance — the insurance that insurance companies buy to protect themselves — underpins the entire global economy. It is the backstop behind your home insurance, your car insurance, your life insurance. Without it, civilisation-scale risk management would not be possible.

Yet this $700B market has been closed to all but the largest institutional players. Re Xyz changes that by bringing reinsurance on-chain, creating a transparent, permissionless, and programmable capital market for insurance risk.

Transparent Risk Pricing
All insurance risk is priced and settled on-chain. No hidden fees, no opaque intermediaries.
Accessible to All
Any investor, anywhere in the world, can now participate in reinsurance returns through Re Xyz products.
Institutional-Grade Security
Built with the rigour of traditional finance and the innovation of decentralised technology.

Our Technology

Re Xyz has built a suite of on-chain financial products that bridge real-world insurance risk with DeFi capital markets. Our technology stack is designed for security, composability, and scale.

reUSD token
reUSD
6.1% APY

A yield-bearing stablecoin backed by real-world insurance assets. reUSD represents a fractional interest in a diversified portfolio of reinsurance risk, offering stable, uncorrelated yield to holders.

reUSDe token
reUSDe
12.0% APY

An enhanced-yield token combining reinsurance returns with Ethereum staking rewards. reUSDe is designed for investors seeking higher yield while maintaining exposure to uncorrelated risk factors.

Capital Strategy

Re Xyz's capital strategy layer intelligently allocates on-chain capital across reinsurance risk tranches, maximising risk-adjusted returns while maintaining the liquidity and composability expected of DeFi.

Multi-Chain Infrastructure

Re Xyz is natively multi-chain, bringing insurance-backed yield to users wherever they are in the decentralised ecosystem.

Ethereum Ethereum
Avalanche Avalanche
Base Base
Arbitrum Arbitrum
More coming soon

DeFi Ecosystem Integration

Re Xyz tokens are deeply integrated across the DeFi ecosystem, enabling users to maximise their yields through a broad range of protocols.

Pendle
Pendle
Yield trading
Morpho
Morpho
Lending
Curve
Curve
Liquidity
Euler
Euler
Lending

Leadership & Team

The Re Xyz team brings together decades of experience in traditional reinsurance, quantitative finance, and blockchain technology. We are a team of builders, underwriters, and operators united by the mission to democratise access to insurance risk.

RK
Ryan Kris
Co-Founder & CEO

Former Head of Strategy at a major global reinsurer. 15+ years of experience structuring insurance-linked securities and reinsurance capital structures.

AP
Alex Payne
Co-Founder & CTO

Blockchain architect with deep expertise in DeFi protocol design. Previously led engineering at two top-10 DeFi protocols by TVL.

SC
Sarah Chen
Chief Risk Officer

Quantitative actuary and risk modeller. Former VP at a global cat bond fund with expertise in pricing natural catastrophe and specialty risks.

MT
Marcus Torres
Head of DeFi Partnerships

DeFi ecosystem veteran with a track record of building deep integrations across lending protocols, AMMs, and yield aggregators.

Re Xyz is backed by the Resilience Foundation, a mission-driven organisation focused on building resilient financial infrastructure for the world's risk markets.

Our Values

Transparency

Every piece of risk we underwrite and every dollar of capital we deploy is tracked on-chain. Re Xyz believes that radical transparency is the foundation of trust in financial markets.

Security First

Insurance is a trust business. Re Xyz holds its smart contracts and risk models to the highest standards, with comprehensive audits, stress tests, and risk controls at every layer of the stack.

Open Access

The global reinsurance market should not be reserved for a small handful of institutions. Re Xyz is committed to building open, permissionless infrastructure that any investor can use.

Start Earning with Re Xyz

Join thousands of investors already earning institutional-grade insurance risk yields through Re Xyz's on-chain reinsurance products.